2024 Keeping matters current - June is National Homeownership Month, and it’s the perfect time to reflect on how impactful owning a home can truly be.When you purchase a house, it becomes more than just a space you occupy. It’s your stake in the community, an investment, and a place you can put your stamp on.. If you’re thinking about buying a home this year, here are …

 
Experts Project Home Prices Will Increase in 2024. Even though home prices are going up nationally, some people are still worried they might come down. January 23, 2024 by KCM CREW. For Buyers, Infographics, First Time Home Buyers, Move-Up Buyers.. Keeping matters current

Today’s market is nearly the exact opposite. Since the housing crash of 2008: Lending standards have tightened. The market is under-supplied rather than over-supplied on inventory. Most homeowners are much more cautious with their equity. Plus, housing market experts are forecasting continued price appreciation this year, as demand continues ...And if you look at the current number of homes for sale, you’ll see two reasons why. An article from Calculated Risk shows there are 15.6% more homes for sale now compared to the same week last year. That tells us inventory has grown. But going back to 2019, the last normal year in the housing market, there are nearly 40% fewer …An article from Freddie Mac explains: “The lack of housing supply was partly driven by the rate lock-in effect. . . . With higher rates, the incentive for existing homeowners to list their property and move to a new house has greatly diminished, leaving them rate locked.”. These homeowners decided to stay put and keep their current lower ...Sharing consistent, relevant, fresh articles, positions you as a real estate expert online. It builds trust with your prospects & clients while expanding your sphere of influence. Plus, set it and forget it with automated social posting, direct … Keeping Current Matters is my most powerful tool to keep my real estate business alive and thriving. Right now, our clients, our spheres of influence and our communities are looking for strong leadership and facts. I’m not an economist whatsoever, but at least twice per day I am posting on my social media accounts and emailing my database ... Keeping Current Matters is a membership service that provides personalized, easy-to-deliver marketing content for real estate agents. You can get blog posts, videos, eGuides, charts and more that are based on the latest housing market insights and your brand. Business Insider explains: “The Federal Reserve slows inflation by raising the federal funds rate, which can indirectly impact mortgages. High inflation and investor expectations of more Fed rate hikes can push mortgage rates up. If investors believe the Fed may cut rates and inflation is decelerating, mortgage rates will typically trend downAccording to the latest Homeowner Equity Insights from CoreLogic, the average homeowner’s equity has grown by $64,000 over the last 12 months. While that’s the nationwide number, if you want to know what’s happening in your area, look at the map below. It breaks down the average year-over-year equity growth for each state using the …And the 2022 National Housing Forecast from realtor.com projects prices for vacant units will continue to increase this year: “In 2022, we expect this trend will continue and fuel rent growth. At a national level, we forecast rent growth of 7.1% in the next 12 months, somewhat ahead of home price growth . . .”.Confidently establish credibility as a trusted advisor in the real estate market by staying up-to-date on the latest news and insights.The new year is right around the corner, and you might be wondering if 2024 will be the right time to buy or sell a home.If you want to make the most informed decision possible, it’s important to know what the experts have to say about what’s ahead for the housing market.Based on what you’re hearing in the news about home prices, you may be worried they’re falling.But here’s the thing. The headlines aren’t giving you the full picture.. If you look at the national data for 2023, home prices actually showed positive growth for the year. While this varies by market, and while there were some months with slight declines …Here’s the latest. 1. Mortgage Rates. While mortgage rates are higher than they were a year ago, they’ve hovered primarily between 6% and 7% for nearly eight months now ( see graph below ): As the graph shows, mortgage rates have experienced some volatility during that time. And even a small change in mortgage rates impacts your …Feb 13, 2024 · The 3By30 program offers valuable resources for Black buyers, making it easier for them to secure a down payment and buy a home. For Native Americans, Down Payment Resource highlights 42 U.S. homebuyer assistance programs across 14 states that make homeownership more attainable by providing support with down payments and other costs. Mar 6, 2024 · Keeping Current Matters helps real estate professionals build confidence and trust while getting time back in your busy day to focus on what matters most: your clients. "This app is a game changer." - Ed Brittingham, RE/MAX Eclipse “There is no other service in the market today that compares to KCM.” - Fernando Herboso, Maxus Realty Group The ShowingTime Showing Index is a measure of how frequently buyers are touring homes. The graph below uses that index to show buyer activity over the past eight Octobers: In the graph, the ‘unicorn’ years are shown in pink. You can see demand has dipped some since then.Discover Keeping Current Matters Working Coupon Code - "pricing20" If you're searching for outstanding savings at Keeping Current Matters, the coupon code "pricing20" is your key to unlocking exceptional discounts. Known for offering a consistent 20% off, this code is a favorite among cost-conscious consumers.Keeping Current Matters helps real estate agents become trusted advisors with curated market insights and educational content. If you're a real estate professional who wants to stay up-to-date on ... 1. SEARCH BY MARKET. Create your custom search by selecting any county, city, or zip code to access local market data from anywhere in the United States. 2. COMPARE NATIONAL TRENDS. Combine your local perspective with national comparisons on visuals for 10 data points that give you the full picture – all in one place. 3. As an article from Investopedia explains: “If someone wants to view your house, you need to accommodate them, even if it inconveniences you. Clean and tidy the house before every single visit. A buyer won’t know or care if your house was clean last week. It’s a lot of work, but stay focused on the prize.”. To figure out what’s best ...According to data shared in a recent post, sixty-eight million (82.93%) of those homes are owner-occupied – meaning the person who owns the home lives in it. If you subtract that sixty-eight million from the total number of single-family homes (82 million), that leaves just about fourteen million homes left that are single-family rentals (SFRs).Millennials. The latest real estate news and insights delivered to your inbox. Top agents establish their credibility as a trusted advisor in the housing market by …Feb 22, 2024 · 2024 Home Price Forecasts: Then and Now. The chart below shows what seven expert organizations think will happen to home prices in 2024. It compares their first 2024 home price forecasts (made at the end of 2023) with their newest projections: The middle column shows that, at first, these experts thought home prices would only go up a little ... “Keeping Current Matters (KCM) is the perfect marketing and data analysis team. I couldn’t have partnered with anyone better, and I continue to be amazed! They provide a compelling display of useful data, allowing me to easily educate my sphere of influence.” Here’s the latest. 1. Mortgage Rates. While mortgage rates are higher than they were a year ago, they’ve hovered primarily between 6% and 7% for nearly eight months now ( see graph below ): As the graph shows, mortgage rates have experienced some volatility during that time. And even a small change in mortgage rates impacts your …Keeping Current Matters helps real estate agents become trusted advisors with curated market insights and educational content. If you're a real estate profes...Keeping Current Matters, Richmond, Virginia. 187,716 likes · 8,168 talking about this · 111 were here. www.KeepingCurrentMatters.com - Welcome, KCM Community! Keeping Current Matters is my most powerful tool to keep my real estate business alive and thriving. Right now, our clients, our spheres of influence and our communities are looking for strong leadership and facts. I’m not an economist whatsoever, but at least twice per day I am posting on my social media accounts and emailing my database ... In this video, Alexis, one of KCM's Member Support Specialists, walks through the KCM member area, and provides examples of how to use the KCM membership.Vis...Keeping Current Matters, Richmond, Virginia. 187,716 likes · 8,168 talking about this · 111 were here. www.KeepingCurrentMatters.com - Welcome, KCM Community!In today’s housing market, there are two main affordability challenges impacting buyers: mortgage rates that are higher than they’ve been the past couple of years, and rising home prices caused by low inventory. August 17, 2023 by KCM CREW. For Buyers, For Sellers, Infographics, Pricing, Interest Rates, Housing Market Updates.Mortgage Rates Will Come Down, It’s Just a Matter of Time. Rising mortgage rates defined the 2022 housing market, and it’s no surprise why. This year saw the largest increase in mortgage rates in over 20 years, sidelining many potential homebuyers. Today, interest rates have shown signs of moderating, and as inflation concerns ease, experts ...To do this, we recommend posting pictures of landmarks and favorite spots around town or creating videos that highlight local businesses you love. Check out more ideas for real estate instagram posts and plan out your content calendar. 2. Engage Your Community. This is where the hard work comes in.According to data shared in a recent post, sixty-eight million (82.93%) of those homes are owner-occupied – meaning the person who owns the home lives in it. If you subtract that sixty-eight million from the total number of single-family homes (82 million), that leaves just about fourteen million homes left that are single-family rentals (SFRs).Keeping Current Matters Mobile - Apps on Google Play. 3.9 star. 22 reviews. 5K+. Downloads. Everyone. info. Install. About this app. arrow_forward. …The first is the mortgage rate lock-in effect. Basically, some homeowners are reluctant to sell because of where mortgage rates are right now. They don’t want to move and take on a rate that’s higher than the one they have on their current home. The chart below helps illustrate just how many homeowners may find themselves in this situation:HOW TO MAKE PROFESSIONAL REAL ESTATE VIDEOS IN MINUTES WITH REALTALK BY KCM™. 1. SELECT YOUR SCRIPT. Choose from expert-written scripts, templates, and AI-powered insights that explain your local market. 2. REHEARSE & RECORD. It’s easy with the built-in teleprompter right on your phone. 3.Mar 6, 2024 · Keeping Current Matters helps real estate professionals build confidence and trust while getting time back in your busy day to focus on what matters most: your clients. "This app is a game changer." - Ed Brittingham, RE/MAX Eclipse “There is no other service in the market today that compares to KCM.” - Fernando Herboso, Maxus Realty Group Keeping Current Matters has been a leading education and content provider in the real estate industry since 2007. Our mission is to change the way real estate advisors educate and serve their clients.1. Get One Step Ahead of Other Sellers. Typically, in the residential real estate market, homeowners are less likely to list their houses toward the end of the year. That’s because people get busy around the holidays and deprioritize selling their house until the start of the new year when their schedules and social calendars calm down.Based on what you’re hearing in the news about home prices, you may be worried they’re falling.But here’s the thing. The headlines aren’t giving you the full picture.. If you look at the national data for 2023, home prices actually showed positive growth for the year. While this varies by market, and while there were some months with slight declines …Apr 17, 2023 · But that’s not the best strategy. A recent survey from Zonda shows 53% of millennials are still renting right now because they’re waiting for home prices to come down. But here’s the thing: the most recent data shows that home prices appear to have bottomed out and are now on the rise again. Selma Hepp, Chief Economist at CoreLogic, reports: The Impact of Rising Mortgage Rates. As mortgage rates rise, they impact your purchasing power by raising the cost of buying a home and limiting how much you can comfortably afford. Here’s how it works. Let’s assume you want to buy a $400,000 home (the median-priced home according to the National Association of Realtors is $389,500 ). While industry experts don’t expect the 2023 housing market to be as volatile as 2022, current projections are based on the current economic status of the country. With that likely to change as the year progresses, we are also likely to see projections adjust along with it. Ultimately, your most important role in 2023 is to be the educated ... Keeping Current Matters helps real estate agents become trusted advisors with curated market insights and educational content. If you're a real estate professional who wants to stay up-to-date on ... Colleges Are Putting Their Futures at Risk. March 14, 2024. Illustration by Akshita Chandra/The New York Times. 1402. By Pamela Paul. …Step 4: Key Point & Takeaway #2. In the second key point, you want to make sure you’re bringing the whole story together. This is also a good time to add local flair. For instance, you can swap the “median price” amount for that in your …Keeping Current Matters, Richmond, Virginia. 180,939 likes · 2,082 talking about this · 112 were here. www.KeepingCurrentMatters.com - Welcome, KCM Community! Join us as we build a home for real... Keeping Current Matters is your go-to source for content that builds trust so you can spend less time worrying about what to say and more time giving expert guidance to your clients. What you’ll love about Keeping Current Matters: PERSONALIZED CONTENT Make your client education strategy easy with new, ready-to-share personalized content. Welcome! Email. Password. Sign in with. Forgot password? | Not Yet a Member? We create content and tools that help real estate agents position themselves as market experts and educate their clients so they can make the best decision for them and their family. In this video, Alexis, one of KCM's Member Support Specialists, walks through the KCM member area, and provides examples of how to use the KCM membership.Vis...Bottom Line. One of the biggest benefits of owning a home, regardless of your income level, is that it provides financial stability and an avenue to build wealth. Connect with a local real estate agent today so you can start investing in homeownership.McBride is an expert on the housing market, and after closely following the data and market environment leading up to the crash, he was able to see the foreclosures coming in 2008. With the same careful eye and analysis, he has a different take on what’s ahead in the current market: “There will not be a foreclosure crisis this time.”. With a career spanning over 30 years, Steve began his journey first as a real estate agent and then went on to develop his own 500-agent real estate firm, which he sold in 2005. In 2007, he founded Keeping Current Matters (KCM) which now helps over 30,000 real estate and mortgage professionals explain the complexities of the housing market to ... Steve Harney, Founder of Keeping Current Matters and Visionary Leader in Real Estate, Has Passed Away Read more → March 8, 2024 / 0 …Because of this, the Fed decided to increase the Federal Funds Rate again last week. As Jerome Powell, Chairman of the Fed, says: “We remain committed to bringing inflation back to our 2 percent goal and to keeping longer-term inflation expectations well anchored.”. Greg McBride, Senior VP, and Chief Financial Analyst at Bankrate, explains ...Dec 18, 2023 · The ShowingTime Showing Index is a measure of how frequently buyers are touring homes. The graph below uses that index to show buyer activity over the past eight Octobers: In the graph, the ‘unicorn’ years are shown in pink. You can see demand has dipped some since then. The Impact of Rising Mortgage Rates. As mortgage rates rise, they impact your purchasing power by raising the cost of buying a home and limiting how much you can comfortably afford. Here’s how it works. Let’s assume you want to buy a $400,000 home (the median-priced home according to the National Association of Realtors is $389,500 ).While spring is usually the peak homebuying season, you don’t actually need to wait until spring to sell. Here’s why. 1. Take Advantage of Lower Mortgage Rates. Last October, the 30-year fixed mortgage rates peaked at 7.79%. In January, they hit their lowest level since May. That means you may not feel as locked-in to your current mortgage ...They include: Tracking your credit and disputing any errors that show up on your reports. Paying your bills on time. This includes making loan payments and paying down any open lines of credit. Keeping your credit card balances low. Paying more than your minimum monthly balance when you’re able can help.Easy-to-Deliver Real Estate Content – Keeping Current Matters. The KCM Membership. provides you with. The Most Relevant Topics. Establish trust with insights and data that answer the toughest questions and address the concerns of …March 15, 2024 at 4:52 AM PDT. Listen. 3:05. Hong Kong’s government is considering keeping Eddie Yue as its de-facto central bank chief after his … However, unlike the Housing Bubble years of the mid-2000s, the major factor driving up home values is that we’re also in a dire inventory shortage. A balanced real estate market’s inventory sits around 6 months. Today’s current market is at 1.7 months, a historically low amount of homes for sale. In comparison, the inventory level from ... Keeping Current Matters is my most powerful tool to keep my real estate business alive and thriving. Right now, our clients, our spheres of influence and our communities are looking for strong leadership and facts. I’m not an economist whatsoever, but at least twice per day I am posting on my social media accounts and emailing my database ...And the 2022 National Housing Forecast from realtor.com projects prices for vacant units will continue to increase this year: “In 2022, we expect this trend will continue and fuel rent growth. At a national level, we forecast rent growth of 7.1% in the next 12 months, somewhat ahead of home price growth . . .”.That’s because the market is less active in January and February since fewer people move in the cooler months. As the market transitions into the peak homebuying season in the spring, activity ramps up, and home prices go up a lot more in response. Then, as fall and winter approach, prices still grow, just at a slower pace as …As an article from the National Association of Realtors (NAR) says: “Mortgage rates likely have peaked and are now falling from their recent high of nearly 8%. . . . This likely will improve housing affordability and entice more home buyers to return to the market . . .”. No one can say with absolute certainty where mortgage rates will go ...Jan 1, 2024 · The better you understand what’s essential and where you can be flexible, the easier it will be to find a home that’s right for you. 3. Determine if You’re Ready To Buy. Getting clear on your budget and available savings is essential before you get too far into the process. Partnering with a local agent and a lender early is the best way ... Keeping Current Matters is your go-to source for content that builds trust so you can spend less time worrying about what to say and more time giving expert guidance to your clients. What you’ll love about Keeping Current Matters: PERSONALIZED CONTENT Make your client education strategy easy with new, ready-to-share personalized content. These Non-Financial Benefits Turn a House into a Happy Home. There’s no denying the long-term financial benefits of owning a home, but today’s housing market may have you wondering if now’s still the time to buy. December 25, 2023 by KCM CREW. For Buyers, First Time Home Buyers, Move-Up Buyers, Buying Myths.Experts Project Home Prices Will Increase in 2024. Even though home prices are going up nationally, some people are still worried they might come down. January 23, 2024 by KCM CREW. For Buyers, Infographics, First Time Home Buyers, Move-Up Buyers.That’s because the market is less active in January and February since fewer people move in the cooler months. As the market transitions into the peak homebuying season in the spring, activity ramps up, and home prices go up a lot more in response. Then, as fall and winter approach, prices still grow, just at a slower pace as …The housing market is expected to be more active in 2024. That may be in part because there will always be people who need to move. People will get new jobs, have children, get married or divorced – these and other major life changes lead people to move regardless of housing market conditions. That will remain true next year, and for years to ...Feb 19, 2024 · The kitchen and bathrooms are focal points for many buyers, and often influence their overall opinion of the house. Ensure these spaces dazzle by giving them a thorough deep cleaning. Pay attention to details like scrubbing grout lines, polishing fixtures, and decluttering countertops. A sparkling kitchen and bathroom can leave a lasting ... 3 Keys To Hitting Your Homeownership Goals in 2024. If buying or selling a home is your goal for 2024, it’s important to understand today’s housing market, know your why, and work with industry experts to bring your homeownership vision for the new year into focus. January 1, 2024 by KCM CREW. For Sellers, Infographics, Selling Myths.As a recent article from CNET says: “Buying a home is a good idea if you’re planning to stay put for at least three years. Home values typically increase between 2% and 5% annually, so you could end up paying more in closing costs than you’d earn in proceeds if you sell after only a year or two.”. So, think about your future.Keeping Current Matters helps real estate agents become trusted advisors with curated market insights and educational content. If you're a real …Keeping Current Matters Launches KCM Local, Provides Localized Housing Market Data Down to Zip Code. Keeping Current Matters Selected as 2023 HousingWire Tech100 Real Estate Honoree. Keeping Current Matters Joins …But that’s not the best strategy. A recent survey from Zonda shows 53% of millennials are still renting right now because they’re waiting for home prices to come down. But here’s the thing: the most recent data shows that home prices appear to have bottomed out and are now on the rise again. Selma Hepp, Chief Economist at CoreLogic, reports:Expert Home Price Forecasts Revised Up for 2023. Toward the end of last year, there were a number of headlines saying home prices were going to fall substantially in 2023. That led to a lot of fear and questions about whether there was going to be a repeat of the housing crash that happened back in 2008. But the headlines got it wrong.According to the latest Homeowner Equity Insights from CoreLogic, the average homeowner’s equity has grown by $64,000 over the last 12 months. While that’s the nationwide number, if you want to know what’s happening in your area, look at the map below. It breaks down the average year-over-year equity growth for each state using the …As the Home Price Expectation Survey (HPES) from Fannie Mae, a survey of over 100 economists, investment strategists, and housing market analysts, says: “On average, the panel anticipates home price growth to clock in at 5.9% in 2023, to be followed by slower growth in 2024 and 2025 of 2.4 percent and 2.7 percent, respectively.”.Experts Project Home Prices Will Rise over the Next 5 Years. Even with so much data showing home prices are actually rising in most of the country, there are still a lot of people who worry there will be another price crash in the immediate future. December 4, 2023 by KCM CREW. For Buyers, For Sellers, Pricing, Housing Market Updates.If you’re worried about what’s next for home prices, know the HPES shows experts are projecting they’ll continue to rise at least through 2028. Based on that forecast, if you bought a $400,000 house this year, experts say it could gain over $72,000 in equity over the next five years. If you're worried about falling home prices, don't be.Keeping Current Matters Pricing*. The basic plan is $39.95/mo and gets you daily blog posts, the buyer and seller guides, access to their Facebook group, and market reports. The Pro version is $59.95/mo. It adds videos and social media graphics. There is …Today’s market is nearly the exact opposite. Since the housing crash of 2008: Lending standards have tightened. The market is under-supplied rather than over-supplied on inventory. Most homeowners are much more cautious with their equity. Plus, housing market experts are forecasting continued price appreciation this year, as demand continues ...To do this, we recommend posting pictures of landmarks and favorite spots around town or creating videos that highlight local businesses you love. Check out more ideas for real estate instagram posts and plan out your content calendar. 2. Engage Your Community. This is where the hard work comes in.The Impact of Rising Mortgage Rates. As mortgage rates rise, they impact your purchasing power by raising the cost of buying a home and limiting how much you can comfortably afford. Here’s how it works. Let’s assume you want to buy a $400,000 home (the median-priced home according to the National Association of Realtors is $389,500 ).Hemenways restaurant, Petland norwin, Lazy ranch, Tattoo shops in jonesboro ar, Dillards rogers ar, Rock and roll series, Bellinos, Hro radio, 10th ave burrito, Mt moriah auto memphis tn, Ranger ink, Humane society yakima, Asaa, Tugboat inn hotel

The first is the mortgage rate lock-in effect. Basically, some homeowners are reluctant to sell because of where mortgage rates are right now. They don’t want to move and take on a rate that’s higher than the one they have on their current home. The chart below helps illustrate just how many homeowners may find themselves in this situation:. Devil mountain coffee

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Oct 26, 2022 · The graph below uses Mortgage Credit Availability Index (MCAI) data from the Mortgage Bankers Association (MBA) to help tell this story. In that index, the higher the number, the easier it is to get a mortgage. The lower the number, the harder it is. In the latest report, the index fell by 5.4%, indicating standards are tightening. From home sales to prices, the 2023 housing market will be defined by mortgage rates. And where rates go depends on what happens with inflation. If you’re thinking of buying or selling a home this year, let’s connect so you understand where the housing market is headed in 2023.Today’s strong sellers’ market is the direct result of high demand and low supply. Low mortgage rates and generational trends have created an increased demand for homes. Meanwhile, the slower pace of new home construction and homeowners staying in their homes longer have both led to today’s low supply.In today’s housing market, there are two main affordability challenges impacting buyers: mortgage rates that are higher than they’ve been the past couple of years, and rising home prices caused by low inventory. August 17, 2023 by KCM CREW. For Buyers, For Sellers, Infographics, Pricing, Interest Rates, Housing Market Updates.8720 Stony Point Pkwy Suite 400 Richmond, VA 23235 (631) 787-6200 Email KCM277K Followers, 506 Following, 1,922 Posts - See Instagram photos and videos from Keeping Current Matters (KCM) (@keepingcurrentmatters)A local real estate advisor is knowledgeable about: The value of homes in your neighborhood. The current demand for houses in today’s market. The condition of your house and how it affects the value. A real estate professional will balance these factors to make sure the price of your house makes the best first impression and gives you the ...Feb 17, 2022 · Here are four key reasons why today is nothing like the last time. 1. Houses Are Not Unaffordable Like They Were During the Housing Boom. The affordability formula has three components: the price of the home, wages earned by the purchaser, and the mortgage rate available at the time. Keeping Current Matters Blog. Contact Your KCM Support Team. Chat with us live: (631) 593-5700; Email us: [email protected]; Your KCM Resources. Support Center; Training Center ...“Keeping Current Matters (KCM) is the perfect marketing and data analysis team. I couldn’t have partnered with anyone better, and I continue to be amazed! They provide a compelling display of useful data, allowing me to easily educate my sphere of influence. ...STEP 2: Start your FREE trial of the KCM membership. Do you want readymade, personalized videos to share with your clients? Do you want to keep current with what’s happening in the real estate market? Try out our content and tools that position you as a real estate market expert and help you educate your clients. Only $39.95 per month after ...A Window of Opportunity for Homebuyers. Mortgage rates are much higher today than they were at the beginning of the year, and that’s had a clear impact on the housing market. As a result, the market is seeing a shift back toward the range of pre-pandemic levels for buyer demand and home sales. But the transition back toward pre …The 62% jump in showings from December to January is one of the largest on record. There were also more showings in January than in any other month since last May. As you can see in the graph, it’s normal for showings to increase early in the year, but the jump this January was larger than usual, and a lot of that has to do with mortgage rates.While spring is usually the peak homebuying season, you don’t actually need to wait until spring to sell. Here’s why. 1. Take Advantage of Lower Mortgage Rates. Last October, the 30-year fixed mortgage rates peaked at 7.79%. In January, they hit their lowest level since May. That means you may not feel as locked-in to your current mortgage ... In lieu of flowers, the family requests contributions to Habitat for Humanity, reflecting Steve’s lifelong dedication to the cause. His commitment to homeownership is unending. You can donate here: If you would like to send cards of condolence, you can do so here: The Harneys Keeping Current Matters8720 Stony Point Parkway, Suite 400Richmond ... Jan 1, 2024 · The better you understand what’s essential and where you can be flexible, the easier it will be to find a home that’s right for you. 3. Determine if You’re Ready To Buy. Getting clear on your budget and available savings is essential before you get too far into the process. Partnering with a local agent and a lender early is the best way ... President Joe Biden and former President Donald Trump continue to move toward a rematch in November after clinching their parties' presidential …Jan 10, 2024 · Do Discuss Changes with Your Lender. Be upfront about any changes that occur or you’re expecting to occur when talking with your lender. Blips in income, assets, or credit should be reviewed and executed in a way that ensures your home loan can still be approved. If your job or employment status has changed recently, share that with your ... The first is the mortgage rate lock-in effect. Basically, some homeowners are reluctant to sell because of where mortgage rates are right now. They don’t want to move and take on a rate that’s higher than the one they have on their current home. The chart below helps illustrate just how many homeowners may find themselves in this situation: We're sorry but the KCM Free Trial form doesn't work properly without JavaScript enabled. Please enable it to continue. It shows supply this year has surpassed 2021 levels by over 30%. But the further back you look, the more you’ll understand the big picture. Compared to 2020, we’re just barely above the level of inventory we saw then. And if you go all the way back to 2019, the last normal year in real estate, we’re roughly 40% below the housing supply we ...8720 Stony Point Pkwy Suite 400 Richmond, VA 23235 (631) 787-6200 Email KCM “Keeping Current Matters (KCM) is the perfect marketing and data analysis team. I couldn’t have partnered with anyone better, and I continue to be amazed! They provide a compelling display of useful data, allowing me to easily educate my sphere of influence.” Expert Home Price Forecasts Revised Up for 2023. Toward the end of last year, there were a number of headlines saying home prices were going to fall substantially in 2023. That led to a lot of fear and questions about whether there was going to be a repeat of the housing crash that happened back in 2008. But the headlines got it wrong.Feb 19, 2024 · The kitchen and bathrooms are focal points for many buyers, and often influence their overall opinion of the house. Ensure these spaces dazzle by giving them a thorough deep cleaning. Pay attention to details like scrubbing grout lines, polishing fixtures, and decluttering countertops. A sparkling kitchen and bathroom can leave a lasting ... 8720 Stony Point Pkwy Suite 400 Richmond, VA 23235 (631) 787-6200 Email KCM Mar 9, 2023 · So, when you find the home you want to buy, remember these four tips to make your best offer. 1. Lean on a Real Estate Professional. Rely on an agent who can support your goals. As Bankrate notes: “. . . select the best real estate agent for your needs. They will be a critical part of your home buying process.”. Agents are local market experts. In today’s housing market, there are two main affordability challenges impacting buyers: mortgage rates that are higher than they’ve been the past couple of years, and rising home prices caused by low inventory. August 17, 2023 by KCM CREW. For Buyers, For Sellers, Infographics, Pricing, Interest Rates, Housing Market Updates.The 3By30 program offers valuable resources for Black buyers, making it easier for them to secure a down payment and buy a home. For Native Americans, Down Payment Resource highlights 42 U.S. homebuyer assistance programs across 14 states that make homeownership more attainable by providing support with down payments and …Keeping Current Matters helps real estate professionals build confidence and trust while getting time back in your busy day to focus on what matters most: your clients. "This app is a game changer." - Ed Brittingham, RE/MAX Eclipse “There is no other service in the market today that compares to KCM.” - Fernando Herboso, Maxus Realty …8720 Stony Point Pkwy Suite 400 Richmond, VA 23235 (631) 787-6200 Email KCMMay 2, 2023 · This year, mortgage rates have been quite volatile as they’ve responded to high inflation. The 30-year fixed mortgage rate has hovered between roughly 6-7%, and that’s impacted affordability for many potential homebuyers. But, if there is a recession, history tells us mortgage rates may fall below that threshold, even though the days of 3% ... Apr 24, 2023 · Freddie Mac explains it like this: “A pre-approval is an indication from your lender that they are willing to lend you a certain amount of money to buy your future home. . . . Keep in mind that the loan amount in the pre-approval letter is the lender’s maximum offer. Ultimately, you should only borrow an amount you are comfortable repaying.”. An agent knows all of these best practices and will share them with you along the way, so you don’t miss any key steps by the time you get to the closing table. Pointed Out Unnoticed Features or Faults with the Home: An agent also has a lot of experience evaluating homes. They’ve truly seen it all. They’ll be able to pinpoint some things ...They include: Tracking your credit and disputing any errors that show up on your reports. Paying your bills on time. This includes making loan payments and paying down any open lines of credit. Keeping your credit card balances low. Paying more than your minimum monthly balance when you’re able can help.Freddie Mac defines the process like this: “A pre-approval is an indication from your lender that they are willing to lend you a certain amount of money to buy your future home. The lender you work with will provide you with a pre-approval letter, which is an official document that states the maximum amount they are willing to lend you, . . .”.Regularly posting blog content online will help you establish online credibility and stand out from the crowd, which is especially important in real estate. Through regular, relevant, fresh new posts, we help you position yourself online as a real estate expert in order to build trust and relationships with your prospects & clients – with no ... 631.787.6200. 7204 Glen Forest Drive, Suite 204. Richmond, Virginia 23226. General Inquiries | [email protected]. Member Support | [email protected]. See pricing for Keeping Current Matters' personalized real estate content and resources to help you share knowledge with current and potential clients. Oct 26, 2022 · The graph below uses Mortgage Credit Availability Index (MCAI) data from the Mortgage Bankers Association (MBA) to help tell this story. In that index, the higher the number, the easier it is to get a mortgage. The lower the number, the harder it is. In the latest report, the index fell by 5.4%, indicating standards are tightening. Some Highlights It’s important to understand history proves an economic slowdown does not equal a housing crisis. In 4 of the last 6 recessions, home prices actually appreciated. Home prices only fell twice …To do this, we recommend posting pictures of landmarks and favorite spots around town or creating videos that highlight local businesses you love. Check out more ideas for real estate instagram posts and plan out your content calendar. 2. Engage Your Community. This is where the hard work comes in.A key advantage of homeownership is that it’s one of the best hedges against inflation. When you buy a home with a fixed-rate mortgage, you secure your housing payment, so it won’t go up like it would if you rent. Homeownership is a powerful wealth-building tool. The average net worth of a homeowner is $255,000 compared to $6,300 for …Feb 12, 2024 · It’s just how they work. So, you shouldn’t focus too much on the small, daily changes. Instead, to really understand the overall trend, zoom out and look at the big picture. When you look at the highest point (October) compared to where rates are now, you can see they’ve come down compared to last year. And if you’re looking to buy a ... Richmond, VA – June 9, 2022 – Keeping Current Matters today unveiled RealTalk by KCM™, the first all-in-one video creator for real estate agents.. RealTalk by KCM™ is a revolutionary new tool that provides real estate professionals with a mobile recording app and market update scripts to make their own videos in minutes – with no editing required. Keep current on news and insights of the national housing market with articles from the most shared content in real estate. Share a branded version of the KCM blog, complete with your name & contact info 2 Reasons Why Today’s Mortgage Rate Trend Is Good for Sellers. If you’ve been holding off on selling your house to make a move because you felt mortgage rates were too high, their recent downward trend is exciting news for you. Mortgage rates have descended since last October when they hit 7.79%. In fact, they’ve been below 7% for … Welcome! Email. Password. Sign in with. Forgot password? | Not Yet a Member? We create content and tools that help real estate agents position themselves as market experts and educate their clients so they can make the best decision for them and their family. Keeping Current Matters is your go-to source for content that builds trust so you can spend less time worrying about what to say and more time giving expert guidance to your clients. What you’ll love about Keeping Current Matters: PERSONALIZED CONTENT Make your client education strategy easy with new, ready-to-share personalized content. Millennials. The latest real estate news and insights delivered to your inbox. Top agents establish their credibility as a trusted advisor in the housing market by …A local real estate advisor is knowledgeable about: The value of homes in your neighborhood. The current demand for houses in today’s market. The condition of your house and how it affects the value. A real estate professional will balance these factors to make sure the price of your house makes the best first impression and gives you the ...According to the National Association of Realtors’ Profile of Home Buyers & Sellers, 35% of homeowners who decided to FSBO last year did so to avoid paying a commission or fee. But, homes sold with an agent net 6% more than those sold as a FSBO according to Collateral Analytics.277K Followers, 506 Following, 1,922 Posts - See Instagram photos and videos from Keeping Current Matters (KCM) (@keepingcurrentmatters)McBride is an expert on the housing market, and after closely following the data and market environment leading up to the crash, he was able to see the foreclosures coming in 2008. With the same careful eye and analysis, he has a different take on what’s ahead in the current market: “There will not be a foreclosure crisis this time.”.One of the Fed’s primary goals is to lower inflation. In order to do that, they started raising the Federal Funds Rate to slow down the economy. Even though this doesn’t directly dictate what happens with mortgage rates, it does have an impact. Recently inflation has started to cool, a signal those increases worked and are bringing ...Some Highlights It’s important to understand history proves an economic slowdown does not equal a housing crisis. In 4 of the last 6 recessions, home prices actually appreciated. Home prices only fell twice …Confidently establish credibility as a trusted advisor in the real estate market by staying up-to-date on the latest news and insights.Millennials. The latest real estate news and insights delivered to your inbox. Top agents establish their credibility as a trusted advisor in the housing market by …In today’s real estate market, setting the right price for your house is one of the most valuable things you can do. According to the U.S. Economic Outlook by the National Association of Realtors (NAR), existing home prices nationwide are forecasted to increase 4.7% in 2020 and 4.1% in 2021. This means experts anticipate home values will ...Keeping Current Matters helps real estate professionals build confidence and trust while getting time back in your busy day to focus on what matters most: your clients. "This app is a game changer." - Ed Brittingham, RE/MAX Eclipse “There is no other service in the market today that compares to KCM.” - Fernando Herboso, Maxus Realty …A great way to balance those emotions and make sure you’re confident in your decision is to keep these three best practices in mind when you’re ready to sell. 1. Price Your Home Right. The housing market shifted in 2023 as mortgage rates rose and home price appreciation started to normalize once again. As a seller, you still need to ...According to Black Knight: “In total, mortgage holders gained $2.8 trillion in tappable equity over the past 12 months – a 34% increase that equates to more than $207,000 in equity available per borrower. . . .”. With the average home equity now standing at $207,000, homeowners are in a completely different position this time.Experts Project Home Prices Will Increase in 2024. Even though home prices are going up nationally, some people are still worried they might come down. January 23, 2024 by KCM CREW. For Buyers, Infographics, First Time Home Buyers, Move-Up Buyers. Keeping Current Matters helps real estate agents become trusted advisors with curated market insights and educational content. If you're a real estate professional who wants to stay up-to-date on ... . 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